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      • Liability Coverage
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      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
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      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Mexican Auto Insurance
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      • Farm Umbrella Insurance
      • Farm Liability Insurance
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      • Individual Life Insurance
      • Group Life Insurance
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      • Alarm Contractors Insurance
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      • Builders Risk Insurance
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      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
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      • Specialty Trade Contractors Insurance
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      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
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      • Equipment Insurance
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      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
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      • Van Insurance
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Home > Auto / Car Insurance - Walnut Creek CA & Oakland CA - Gerry Carbajal Insurance Agency Inc.

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Part of being a responsible car owner or driver is obtaining auto insurance. Auto insurance can help protect you financially after an auto-related incident. Auto insurance can help you avoid paying for costly incidents out of pocket, and the right policy may help you comply with applicable state auto insurance requirements. 

What Is Auto Insurance? 
Auto insurance is a contract between a policyholder and an insurance company. The policyholder pays a premium in exchange for the insurance company’s agreement to pay losses as defined in the policy. Auto insurance may provide property, liability and medical payments coverage in relation to auto-related incidents. Auto insurance is required by law in several states. 

What Does Auto Insurance Cover? 
An auto insurance policy may offer several different kinds of coverage, such as the following: 

  • Bodily injury liability coverage applies to injuries the covered driver causes to someone else in an auto accident.
  • Medical payments coverage helps pay for treating injuries to the insured driver and passengers after an accident, regardless of fault. 
  • Property damage liability helps pay for damage caused to someone else’s property in a wreck.
  • Collision coverage helps pay for damage to the covered driver’s car resulting from a collision with another car or object.
  • Comprehensive coverage helps reimburse losses due to a covered event that isn’t a collision. This could include fire, falling objects, explosions, earthquakes, windstorms, hail, flood, vandalism and damage from wildlife.
  • Uninsured and underinsured motorist coverage helps cover expenses related to injuries and property damage when hit by an uninsured, underinsured or hit-and-run driver. 

How Does Auto Insurance Work? 
Auto insurance is a contract between you (the policyholder) and an insurance company. By paying a premium (e.g., annually or monthly), your insurance provider agrees to help pay for losses outlined in your policy.  

Is Auto Insurance Coverage Mandatory? 
Many states mandate auto insurance. In California, you must carry evidence of financial responsibility, and a way to do this is to secure liability insurance that meets the state’s requirements. However, it is advisable to carry more than the mandated minimum to help ensure you have adequate coverage. Choosing higher liability limits and adding additional coverages to your policy can provide more robust financial protection after covered incidents. While state laws may dictate the minimum legal requirements, an auto insurance professional can recommend what coverage and limits you should have for complete coverage. 

Auto Insurance Quote in Walnut Creek, CA 
If you want a quote for auto insurance, contact G. Carbajal Insurance Agency. We can help you get the coverage you need.  
Contact us
925-256-1300 1910 Olympic Blvd, #350 | Walnut Creek, CA 94596
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Location
1910 Olympic Blvd, #350
Walnut Creek, CA 94596
P: 925-256-1300
F: 925-287-8959



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