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    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Mexican Auto Insurance
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Mortgage Protection Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
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      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Temporary Health Insurance
      • Supplemental Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Personal Umbrella Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
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      • Traditional & Roth IRAs
    • Additional Insurance ServicesImage of right arrow
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      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
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      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
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      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
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      • Employer-Sponsored Retirement
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Home > Commercial-Products > Coverage-For-Your-Business > Business Owners Policy (BOP) - Walnut Creek CA & Oakland CA - Gerry Carbajal Insurance Agency Inc.

Business Owners Policy (BOP) in Walnut Creek, CA and surrounding areas

 

Business Owners Policy Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business Owners Policy Quote Form

Business Owners Policy Insurance Information

Combined Coverage for Special Advantages.

Owning your own business can be a rewarding and lucrative venture, but it also bears significant responsibility and financial risk. All businesses have inherent exposures and hazards that could have significant ramifications for their finances and futures, and owners must be particularly attuned to these threats. They must implement robust loss control and risk management practices, including acquiring and maintaining a suitable business owners insurance policy (BOP). 

Since 1983, the experts at G. Carbajal Insurance Agency have been helping individuals, families and businesses in Walnut Creek understand their insurance needs and acquire optimal coverage. 

What Does a BOP Cover? 
BOPs are a core component of adequate insurance portfolios for small- and medium-sized businesses. These arrangements allow business owners like yourself to bundle several crucial types of coverage into a single convenient and cost-effective policy. BOPs are appealing options for a wide variety of businesses and provide protection for many different incidents. In general, BOPs usually include the following coverages: 

General liability—If your business bears responsibility for an incident that caused damages for a third party, such as a client or guest, this coverage can help pay for various expenses, such as the following: 

  • Medical care
  • Lost wages
  • Repairing or replacing damaged property
  • Legal expenses 

Commercial property—This coverage can provide critical financial assistance for losses and damages related to property that your business uses to operate, including: 

  • Buildings
  • Equipment
  • Tools
  • Inventory
  • Signage
  • Furniture 

Business interruption—If your business is forced to cease its regular operations temporarily, this coverage can help pay for resulting expenses, such as: 

  • Rent
  • Mortgage payments
  • Tax payments
  • Loan payments
  • Lost income
  • Employee wages
  • Relocation expenses 

While these core coverages may be included in most BOPs, business owners should also be diligent in considering additional protections. By analyzing your unique risks and exposures, you may discover a need for further coverage, such as: 

  • Workers’ compensation insurance
  • Commercial auto insurance
  • Professional liability insurance
  • Cyber liability insurance
  • Employment practices liability insurance
  • Directors and officers liability insurance
  • Equipment breakdown insurance 

Get the Right Coverage 
Addressing and minimizing risks and exposures is an essential part of everyday operations at any business. But even the safest and most diligent companies may not always be able to eliminate various hazards entirely. Fortunately, by having an adequate BOP and suitable insurance portfolio, your business may have access to essential financial assistance in the aftermath of a covered incident. 

The agents at G. Carbajal Insurance Agency have the expertise and experience to protect your company’s finances and future. We will work with you to understand your insurance needs and compile an optimal collection of coverages. Contact us today to get started. 

 

Contact us
925-256-1300 1910 Olympic Blvd, #350 | Walnut Creek, CA 94596
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Location
1910 Olympic Blvd, #350
Walnut Creek, CA 94596
P: 925-256-1300
F: 925-287-8959



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