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      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
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      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Mexican Auto Insurance
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      • Condo Insurance
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      • Personal Umbrella Insurance
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      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
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      • Group Life Insurance
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      • Liquor Liability Insurance
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      • Maintenance Contractors Insurance
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      • Marijuana Insurance
      • Maritime Employers Insurance
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      • Medical Malpractice Insurance
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      • Pharmacist Insurance
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      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
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      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
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      • Loss Control Insurance
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      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
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      • Small Business Liability Insurance
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Home > Umbrella Coverage Home

Umbrella Coverage


Umbrella Coverage Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Umbrella Insurance Quote Form

Umbrella Coverage Information

Insurance policies have limits that help to control your premium costs. In addition, these limits help insurers ensure that they are able to fulfill their financial responsibility and meet the claims needs of their policyholders. But limits leave you with some exposure to financial loss, because any claims that exceed the amount of a policy’s limit must be either paid for out of your pocket or be unrecovered. An umbrella policy can fill the gap that exists between your limits and your potential claims.

Umbrella policies extend the coverage limits of many types of liability insurance policies such as home and auto.  It can provide $1 million or more in additional coverage to each of those policies you have. For example, when an auto insurance policy has a $250,000 limit and you injure another person in an accident, the medical expenses and lawsuit could cost much more than that. Having the added protection of an umbrella policy gives you another $1 million or more to put toward those costs. This keeps your savings intact while satisfying the financial obligations you have. Umbrella insurance can also provide protection for situations that would be excluded by other policies, such as when you are accused of slander or libel. Umbrella insurance isn’t just for personal coverage; it can also be purchased by a business in order to extend the reach of its various liability policies.

No matter how aggressive your liability insurance policy limits are, the inexpensive addition of umbrella insurance is a great, affordable way to extend your protection and meet whatever comes your way in the future. 

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925-256-1300 1910 Olympic Blvd, #350 | Walnut Creek, CA 94596
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1910 Olympic Blvd, #350
Walnut Creek, CA 94596
P: 925-256-1300
F: 925-287-8959



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